Attention homeowners in North Texas:
Need an appraisal? See the top seven reasons why Texas homeowners hire Asset Appraisal Service:
Own a house in or near Collin, Cooke, Dallas, Denton, or Tarrant Counties and need help determining the value of it? Contact Asset Appraisal Service.
We at Asset Appraisal Service understand the particular needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. As our client, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.
For Sale by Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Asset Appraisal Service, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value report than yours.
Challenging Denton County's assessment of your property
If you live in a region that is declining or not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from Asset Appraisal Service is your chief weapon.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We're veterans in helping folks just like you rid themselves of unneeded and unwanted PMI insurance.HELOC recently frozen?If your house is in or near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Asset Appraisal Service can help you reinstate your home equity line of credit with an expert appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Have you just been handed a copy of your appraisal and you would like to have a seasoned professional double-check it for efficiency or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house.
Need an appraisal? See the top seven reasons why Texas homeowners hire Asset Appraisal Service:
- Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
- Challenge Denton County's assessment of your property
- To lower a mortgage payments by removing PMI
- To reinstate your Home Equity Line of Credit (HELOC)
- Review another appraiser's report for verification
- If real estate needs to be divided because of a divorce
- Settle an estate in Texas by determining the true market value of a property
Own a house in or near Collin, Cooke, Dallas, Denton, or Tarrant Counties and need help determining the value of it? Contact Asset Appraisal Service.
We at Asset Appraisal Service understand the particular needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. As our client, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.
For Sale by Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Asset Appraisal Service, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value report than yours.
Challenging Denton County's assessment of your property
If you live in a region that is declining or not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from Asset Appraisal Service is your chief weapon.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We're veterans in helping folks just like you rid themselves of unneeded and unwanted PMI insurance.HELOC recently frozen?If your house is in or near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Asset Appraisal Service can help you reinstate your home equity line of credit with an expert appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Have you just been handed a copy of your appraisal and you would like to have a seasoned professional double-check it for efficiency or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house.